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City of Brooklyn Park
Thursday September 1st, 2011 :: 01:31 p.m. CDT

Emergency Homeowners’ Loan Program reopened. All documents due before 4:00pm on Tuesday, September 13, 2011.

Homeowners facing foreclosure due to involuntary unemployment, underemployment or medical issues are eligible to benefit from a new federal program: the Emergency Homeowners' Loan Program (EHLP).

The deadline for loan applications is 4:00 p.m. September 13. Under this program, more than 1,400 Minnesota homeowners will receive up to $50,000 in interest-free loans over the next two years to help pay mortgage costs. The loans are also 100% forgivable for homeowners who stay in their home for five years following the program's completion.

Homeowners eligible to apply for the federal program must meet several criteria:
• Faced an income decline of at least 15% due to involuntary unemployment, underemployment or medical issues
• Unable to make their mortgage payment for at least 3 months prior to June 1, 2011
• Reside in the mortgaged property

Unemployed or underemployed homeowners should visit the program's Minnesota website at to learn more about the program verify eligibility and download a pre-application.

Homeowners are also being warned to steer clear of scams. There is no charge to apply for EHLP and checking eligibility and filling out the pre-application is simple. An offer to help fill out EHLP forms for a fee or anyone who guarantees that a pre-application will result in acceptance in the program in exchange for money is a scam.

City of Brooklyn Park
5200 85th Ave N
Brooklyn Park, MN 55443

Emergency: 9-1-1
Non-emergencies: 763-424-8000

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